Being involved in a motor vehicle accident (MVA) can be a life-changing experience. Even minor collisions can result in injuries that affect your daily life, work, and overall wellbeing. At M.O. Therapy in Markham, we specialize in helping accident victims recover through comprehensive rehabilitation services, and we handle all auto insurance billing directly.
Understanding MVA Injuries
Common Car Accident Injuries
Whiplash:
- Most common MVA injury
- Neck pain and stiffness
- Headaches
- Shoulder pain
- May not appear immediately
Back Injuries:
- Lower back pain
- Disc injuries
- Muscle strains
- Facet joint injuries
- Sacroiliac dysfunction
Soft Tissue Injuries:
- Muscle strains
- Ligament sprains
- Contusions
- Myofascial pain
Concussion:
- Head injury from impact
- Can occur without hitting head
- Requires proper management
- May have lasting effects
Other Injuries:
- Shoulder injuries
- Knee injuries
- Wrist and hand problems
- TMJ (jaw) problems
Delayed Symptoms
Important to Know:
- Symptoms may not appear immediately
- Adrenaline can mask pain
- Full impact may take days to weeks
- Always get evaluated after an accident
Watch For:
- Neck pain or stiffness
- Headaches
- Back pain
- Dizziness
- Numbness or tingling
- Cognitive changes
- Mood changes
The Ontario Auto Insurance System
Understanding Your Coverage
Statutory Accident Benefits (SABS): All Ontario drivers have coverage for:
- Medical and rehabilitation benefits
- Attendant care (if needed)
- Income replacement benefits
- Non-earner benefits
- Other expenses
Types of Coverage
Minor Injury Definition:
- Sprain, strain, or whiplash-associated disorder
- Subject to Minor Injury Guideline (MIG)
- $3,500 treatment limit
- May be upgraded if appropriate
Non-Minor Injuries:
- More severe injuries
- Higher treatment limits
- May include psychological support
- Require proper documentation
Getting Treatment Covered
What You Need:
- Valid auto insurance policy
- Claim filed with insurer
- Treatment plan approval
- Provider registered with insurer
MVA Treatment at M.O. Therapy
Our Services
Physiotherapy:
- Comprehensive assessment
- Manual therapy
- Exercise rehabilitation
- Pain management
- Functional restoration
Massage Therapy:
- Soft tissue treatment
- Pain relief
- Muscle tension reduction
- Recovery support
Chiropractic Care:
- Spinal assessment
- Joint treatment
- Soft tissue therapy
- Rehabilitation
Our Approach
Comprehensive Care:
- Thorough assessment
- Individualized treatment plan
- Regular progress evaluation
- Clear communication
- Full documentation
Goals:
- Reduce pain
- Restore function
- Return to activities
- Return to work
- Long-term recovery
The Treatment Process
Initial Steps After an Accident
Recommended Sequence:
- Seek emergency care if needed
- See your doctor
- Report to your insurance company
- File accident benefits claim
- Start treatment promptly
Your First Visit
What to Expect:
- Detailed history of the accident
- Symptom discussion
- Physical examination
- Diagnosis
- Treatment plan development
- Insurance coordination
Bring With You:
- Insurance information
- Claim number
- Medical records if available
- List of medications
- Work information
Ongoing Treatment
Regular Sessions:
- Active treatment
- Exercise progression
- Progress monitoring
- Documentation updates
- Goal adjustments
Insurance Communication
We Handle:
- Treatment plans
- Progress reports
- Required forms
- Prior authorizations
- Communication with adjusters
Common MVA Conditions We Treat
Whiplash-Associated Disorders (WAD)
Grades:
- WAD I: Neck complaints, no physical signs
- WAD II: Neck complaints with musculoskeletal signs
- WAD III: Neck complaints with neurological signs
- WAD IV: Fracture or dislocation
Our Treatment:
- Manual therapy
- Specific exercises
- Pain management
- Progressive loading
- Return to activities
Post-Concussion Syndrome
Symptoms:
- Headaches
- Dizziness
- Cognitive difficulties
- Fatigue
- Mood changes
Our Approach:
- Comprehensive assessment
- Gradual return to activities
- Vestibular rehabilitation
- Exercise therapy
- Coordination with specialists
Back Injuries
Common Types:
- Muscle strain
- Disc injury
- Facet joint pain
- Sacroiliac dysfunction
Treatment:
- Assessment and diagnosis
- Manual therapy
- Core stabilization
- Functional exercises
- Return-to-work support
Returning to Work and Activities
Return-to-Work Support
What We Provide:
- Functional assessment
- Work conditioning
- Modified duty recommendations
- Employer communication
- Progress documentation
Return to Activities
Structured Approach:
- Graduated return
- Clear milestones
- Ongoing support
- Injury prevention
Insurance Billing
Direct Billing
We Handle Everything:
- Submit claims directly
- Communicate with insurers
- Complete all paperwork
- No upfront costs for you
- Focus on your recovery
Working with Adjusters
Our Role:
- Provide documentation
- Explain treatment rationale
- Submit progress reports
- Advocate for your care
If There Are Disputes
We Can Help:
- Explain medical necessity
- Provide supporting documentation
- Work with your lawyer if needed
- Ensure continuity of care
Frequently Asked Questions
How soon after an accident should I start treatment? As soon as possible. Early treatment leads to better outcomes. Even if symptoms seem minor, getting assessed promptly is important.
Do I need a doctor's referral for MVA treatment? While not always required, a medical assessment is recommended after any accident. Many insurers prefer documentation from a physician.
Will I have to pay for treatment? For approved treatments, your auto insurance covers the costs. We bill your insurance directly, so there's typically no out-of-pocket expense.
How long will treatment take? This varies based on your injuries and their severity. Some people recover in weeks, while others need months of treatment. We'll give you a realistic timeline.
What if my insurance company denies treatment? We can help advocate for necessary treatment, provide additional documentation, and work with your legal representative if needed.
Areas We Serve
Markham and Beyond
Primary Service:
- Markham
- Unionville
- Thornhill
- Richmond Hill
- Stouffville
Broader GTA:
- Scarborough
- North York
- Vaughan
- Ajax
- Pickering
Get Help Today
If you've been injured in a motor vehicle accident, don't wait to get treatment. Early intervention leads to better outcomes.
Contact M.O. Therapy:
- Call (905) 201-5827
- Book online
- Same-day appointments available
- Auto insurance billing handled directly
Let us help you recover from your accident and get back to your life.